Payments & Money Movement
Every hidden fee in your payment stack, exposed and modeled.
Card processing, international transfers, multi-currency settlement, and tax-on-fees in every jurisdiction we cover. Built for operators sending invoices across borders, accepting customer cards from 30 countries, or moving payroll into multiple currencies every month.
- Live tools
- 3
- In build
- 1
- Total planned
- 8
Tools
Stripe True Fee Calculator
LiveEvery Stripe fee surface — base rate, international card surcharge, currency conversion, dispute fees, monthly minimums. Country-aware.
Open calculator →Wise vs PayPal vs Revolut
LiveReal-time international transfer comparison. Mid-market vs. provider rate, arrival time, real total cost.
Open calculator →NZ GST Calculator
LiveInclusive / exclusive GST, IRD filing logic, and edge cases for cross-border digital sales into New Zealand.
Open calculator →AU GST + BAS Calculator
BuildingGST inclusive/exclusive plus the BAS lodgement math for quarterly and monthly filers.
US Sales Tax by State
PlannedNexus thresholds, marketplace facilitator rules, and combined state + city + county rates.
EU VAT Calculator
PlannedCountry-by-country VAT rates, OSS scheme math, and B2B reverse charge handling.
Card Processing by Country
PlannedCompare Stripe, Adyen, Square, and local providers across major regions.
Crypto → Fiat Withdrawal Cost
PlannedExchange withdrawal, network fees, off-ramp spread — what hits your bank vs. what left your wallet.
Why this category exists
Surcharge structures are intentionally opaque
International cards, premium reward cards, and currency conversion each carry separate surcharges that vendor calculators almost never combine in one view.
FX markup is the silent killer
Wise quotes the mid-market rate. PayPal adds 3–4%. Revolut waives some markup on certain plans. We compare the all-in total, not the headline rate.
Tax-on-fees compounds
In some jurisdictions, GST or VAT applies to payment processing fees themselves. We model that where relevant.
FAQ
- How often is Stripe pricing re-verified?
- Stripe publishes per-country pricing pages that change without notice. We re-check the 12 highest-traffic country pages every Monday, and the rest monthly.
- Do you include Stripe Tax / Atlas / Issuing fees?
- The base calculator covers card processing only. Stripe Tax and Issuing have dedicated calculators in development.
- Why not include Square or Adyen by default?
- Square's pricing is geographically fragmented and Adyen's is interchange++ for most accounts, which makes the standard calculator format misleading. Both get dedicated comparison tools.